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Association Records · Maryland

Md. Code, Real Prop. 11B-112

Books and records of the homeowners association

Official text ↗ Checked against the official source on 2 November 2026

At a glance

Who may inspect
Lot owner, mortgagee, or their agents or attorneys
“all books and records kept by or on behalf of the homeowners association shall be made available for examination or copying, or both, by a lot owner, a lot owner’s mortgagee, or their respective duly authorized agents or attorneys”
Deadline to provide records
21 days for records prepared within 3 years
“Within 21 days after receipt of the written request, if the financial statements or minutes were prepared within the 3 years immediately preceding receipt of the request”
Copy fees
Reasonable charge; copying capped by Courts Article limits
“A charge imposed under paragraph (1) of this subsection for copying books and records may not exceed the limits authorized under Title 7, Subtitle 2 of the Courts Article.”
Records that may be withheld
Personnel, medical, financial, legal, and closed meeting records
“Books and records kept by or on behalf of a homeowners association may be withheld from public inspection,”

Each fact is shown with the exact words of the statute it comes from. Your association's governing documents may also apply.

Official text

Copy retrieved from mgaleg.maryland.gov. Always rely on the official source for the current version.

Show the full text of Md. Code, Real Prop. 11B-112
11B–112. (a) (1) (i) Subject to the provisions of paragraph (2) of this subsection, all books and records kept by or on behalf of the homeowners association shall be made available for examination or copying, or both, by a lot owner, a lot owner’s mortgagee, or their respective duly authorized agents or attorneys, during normal business hours, and after reasonable notice. (ii) Books and records required to be made available under subparagraph (i) of this paragraph shall first be made available to a lot owner no later than 15 business days after a lot is conveyed by the declarant and the lot owner requests to examine or copy the books and records. (iii) If a lot owner requests in writing a copy of financial statements of the homeowners association or the minutes of a meeting of the governing body of the homeowners association to be delivered, the governing body of the homeowners association shall compile and send the requested information by mail, electronic transmission, or personal delivery: 1. Within 21 days after receipt of the written request, if the financial statements or minutes were prepared within the 3 years immediately preceding receipt of the request; or 2. Within 45 days after receipt of the written request, if the financial statements or minutes were prepared more than 3 years before receipt of the request. (2) Books and records kept by or on behalf of a homeowners association may be withheld from public inspection, except for inspection by the person who is the subject of the record or the person’s designee or guardian, to the extent that they concern: (i) Personnel records, not including information on individual salaries, wages, bonuses, and other compensation paid to employees; (ii) An individual’s medical records; (iii) An individual’s personal financial records, including assets, income, liabilities, net worth, bank balances, financial history or activities, and creditworthiness; (iv) Records relating to business transactions that are currently in negotiation; (v) The written advice of legal counsel; or (vi) Minutes of a closed meeting of the governing body of the homeowners association, unless a majority of a quorum of the governing body of the homeowners association that held the meeting approves unsealing the minutes or a recording of the minutes for public inspection. (b) (1) (i) Except as otherwise provided in this subsection, the homeowners association may impose a reasonable charge on a person desiring to review or copy the books and records or who requests delivery of information. (ii) The homeowners association may not impose any charges under this section other than those authorized under subparagraph (i) of this paragraph. (2) A lot owner may not be charged for: (i) Examining the financial statements of the homeowners association in person where the financial statements are maintained in accordance with subsection (a)(1)(i) of this section, unless the financial statements are located in a depository; or (ii) Receiving the financial statements of the homeowners association through electronic transmission in accordance with subsection (a)(1)(iii) of this section. (3) A charge imposed under paragraph (1) of this subsection for copying books and records may not exceed the limits authorized under Title 7, Subtitle 2 of the Courts Article. (c) (1) Each homeowners association that was in existence on June 30, 1987 shall deposit in the depository by December 31, 1988, and each homeowners association established subsequent to June 30, 1987 shall deposit in the depository by the later of the date 30 days following its establishment, or December 31, 1988, all disclosures, current to the date of deposit, specified: (i) By 11B–105(b) of this title except for those disclosures required by paragraphs (6)(i), (8), (9), and (12); (ii) By 11B–106(b) of this title except for those disclosures required by paragraphs (1), (2), (4), and (5)(i); and (iii) By 11B–107(b) of this title. (2) Beginning January 1, 1989, within 30 days of the adoption of or amendment to any of the disclosures required by this title to be deposited in the depository, a homeowners association shall deposit the adopted or amended disclosures in the depository. (3) If a homeowners association fails to deposit in the depository any of the disclosures required to be deposited by this section, or by 11B–105(b)(6)(ii) or 11B–106(b)(5)(ii) of this title, then those disclosures which were not deposited shall be unenforceable until the time they are deposited.

The same topic in other jurisdictions

Arizona · A.R.S. 33-1805 Arizona · A.R.S. 33-1258 British Columbia · Strata Property Act, s. 35 British Columbia · Strata Property Act, s. 36 Florida · Fla. Stat. 720.303 Florida · Fla. Stat. 718.111 Illinois · 765 Ill. Comp. Stat. 605/19 Ontario · Condominium Act, 1998, s. 55 Oregon · Or. Rev. Stat. 94.670 Pennsylvania · 68 Pa.C.S. 5316 Texas · Tex. Prop. Code 209.005 Texas · Tex. Prop. Code 82.1141 Virginia · Va. Code 55.1-1815 Virginia · Va. Code 55.1-1945 Washington · Wash. Rev. Code 64.38.045 Washington · Wash. Rev. Code 64.90.495 Compare association records laws side by side →

This page is general legal information, not legal advice, and Harrington Community is not a law firm. For advice about your situation, contact a licensed attorney or your state bar's lawyer referral service.

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