Venta de viviendas y divulgaciones
Florida HOA Disclosure Before Sale: Fla. Stat. 720.401
Florida law requires a disclosure summary before a home sale contract is signed in an HOA community. Buyers may cancel within 3 days of receiving the summary or before closing if it was not provided first.
La versión en español de esta guía se está preparando y comprobando con la guía en inglés; por ahora se muestra en inglés. Guías ya disponibles en español
What the law covers
Fla. Stat. 720.401 applies to a prospective parcel owner in a community. Before executing a contract for sale, the prospective owner must be presented a disclosure summary. The disclosure summary must be in a form substantially similar to the statutory form, which covers HOA membership, restrictive covenants, assessments, special assessments, possible liens, recreation fees, developer amendment rights, and where to find the governing documents. The disclosure must be supplied by the developer, or by the parcel owner if the sale is by an owner that is not the developer. Any contract for sale must refer to and incorporate the disclosure summary and include prominent language stating that the buyer should not execute the contract until they have received and read the disclosure summary.
Key requirements and limits
The contract must contain a conspicuous clause stating that if the disclosure summary was not provided before execution, the contract is voidable by the buyer. The buyer may cancel by delivering written notice to the seller or the seller’s agent or representative within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. Any purported waiver of this voidability right has no effect. The buyer’s right to void the contract terminates at closing. If the disclosure summary is not provided before the purchaser executes the contract, the purchaser may void the contract by delivering written notice canceling the contract within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. This right may not be waived by the purchaser but terminates at closing.
Notice, hearing and deadlines
The statute sets a cancellation deadline of 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. It does not describe a hearing process. The right to void terminates at closing.
Practical checklist for homeowners
- Read your governing documents
- Keep copies of notices and the disclosure summary
- Check whether the association is regulated under chapter 718, chapter 719, chapter 721, or chapter 723, because the section does not apply to those associations
- Check the official text for updates The association’s governing documents and later amendments may also apply.
Fuente
Fla. Stat. 720.401, texto oficial“A prospective parcel owner in a community must be presented a disclosure summary before executing the contract for sale.”
“THIS CONTRACT IS VOIDABLE BY BUYER BY DELIVERING TO SELLER OR SELLER’S AGENT OR REPRESENTATIVE WRITTEN NOTICE OF THE BUYER’S INTENTION TO CANCEL WITHIN 3 DAYS”
“This right may not be waived by the purchaser but terminates at closing.”
“This section does not apply to any association regulated under chapter 718, chapter 719, chapter 721, or chapter 723”
Preguntas frecuentes
¿Debe recibir un comprador un resumen de divulgación antes de firmar un contrato de compra de vivienda en una comunidad de propietarios?
Sí. Fla. Stat. 720.401 exige que se presente a un futuro propietario de parcela un resumen de divulgación antes de ejecutar el contrato de venta.
¿Cuánto tiempo tiene un comprador para cancelar si no se proporcionó el resumen de divulgación antes de firmar?
El comprador puede cancelar mediante notificación por escrito dentro de los 3 días posteriores a la recepción del resumen de divulgación o antes del cierre, lo que ocurra primero.
¿Se aplica esta ley a condominios u otras asociaciones?
No. No se aplica a asociaciones reguladas bajo el capítulo 718, el capítulo 719, el capítulo 721 o el capítulo 723, ni si la divulgación se realiza de otro modo bajo esos capítulos.
¿Puede un comprador renunciar al derecho de cancelar por falta de divulgación?
No. Cualquier presunta renuncia a este derecho de anulación no tiene efecto, y el derecho termina al cierre.
¿Quién debe proporcionar el resumen de divulgación?
El desarrollador, o el propietario de la parcela si la venta la realiza un propietario que no es el desarrollador.
Esta página ofrece información legal general, no asesoramiento legal, y Harrington Community no es un bufete de abogados. Los estatutos se modifican con el tiempo y los documentos de gobierno de su asociación también pueden aplicar. Para obtener asesoramiento sobre su situación, comuníquese con un abogado certificado o con el servicio de referencia de abogados del colegio de abogados de su estado.