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Florida HOA Laws

Florida Statutes Chapter 720 (HOA Act) & Chapter 718 (Condominiums)
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Official statutes

Each statute links to the official government text. Guides explain them in plain English.

Architectural Review

Fla. Stat. 720.3035
Architectural control covenants; parcel owner improvements; rights and privileges
Official text
→ Florida HOA Architectural Rules: Fla. Stat. 720.3035

Fines & Violations

Fla. Stat. 720.305
Obligations of members; levy of fines and suspension of use rights
Official text
→ Florida HOA Fines & Suspensions: Fla. Stat. 720.305

Flags & Signs

Fla. Stat. 718.113
Maintenance; limitation upon improvement; display of flag; hurricane protection; display of religious decorations
Official text
→ Florida Condo Maintenance and Rules: Fla. Stat. 718.113

Home Sales & Disclosures

Liens & Collections

Solar Energy

Florida guides

Home Sales & Disclosures
Florida HOA Estoppel Certificates: Fla. Stat. 720.30851

Florida law requires HOAs to issue estoppel certificates within 10 business days of a written or electronic request. It sets fee limits, effective periods, and refund rules for these certificates.

Home Sales & Disclosures
Florida HOA Disclosure Before Sale: Fla. Stat. 720.401

Florida law requires a disclosure summary before a home sale contract is signed in an HOA community. Buyers may cancel within 3 days of receiving the summary or before closing if it was not provided first.

Board & Governance
Florida HOA Transition of Control: Fla. Stat. 720.307

Florida law on HOA transition of control: when non-developer members can elect a board majority, developer turnover duties, and exemptions. Based on Fla. Stat. 720.307.

Meetings & Elections
Florida HOA Meetings and Voting: Fla. Stat. 720.306

Florida homeowners can learn about quorum rules, meeting notices, voting, elections, board vacancies, and amendment procedures under Fla. Stat. 720.306. The statute sets default standards unless governing documents provide otherwise.

Liens & Collections
Florida HOA Assessment Liens: Fla. Stat. 720.3085

Florida law allows homeowners' associations to place liens on parcels for unpaid assessments and sets notice, deadline, interest, and foreclosure rules. It also explains owner and tenant obligations.

Board & Governance
Florida HOA Prohibited Clauses: Fla. Stat. 720.3075

Florida law declares certain clauses in homeowners’ association documents null and void, including limits on developer control after transition, lawsuits against developers, and votes after transition. It also protects flag display, energy choices, driveway parking, contractors, and Florida-friendly landscaping.

Architectural Review
Florida HOA Architectural Rules: Fla. Stat. 720.3035

Florida law limits HOA architectural review to standards in the declaration or published guidelines, restricts interior and HVAC rules, requires written denial notices, and protects hurricane protection installations. The association's governing documents and later amendments may also apply.

Fines & Violations
Florida Condo Owner Obligations: Fla. Stat. 718.303

Florida condominium owners and occupants must comply with the declaration, bylaws, and rules. The statute covers fines, suspensions of common-area use and voting rights, notice and hearing requirements, and attorney fees in enforcement actions.

Dispute Resolution
Florida Condo ADR: Fla. Stat. 718.1255 Mediation & Arbitration

Fla. Stat. 718.1255 provides alternative dispute resolution, mediation, and nonbinding arbitration for condominium disputes. It sets a $50 filing fee, 30-day hearing and decision deadlines, and rules for trial de novo and enforcement.

Liens & Collections
Florida Condo Assessments: Fla. Stat. 718.116

Florida condo owners are liable for assessments while they own a unit. The law covers liens, interest, late fees, estoppel certificates, and collection limits.

Flags & Signs
Florida Condo Maintenance and Rules: Fla. Stat. 718.113

Florida condominium owners can review what Fla. Stat. 718.113 says about maintenance, alterations, flag display, hurricane protection, religious decorations, and electric vehicle charging stations.

Meetings & Elections
Florida Condominium Bylaws: Fla. Stat. 718.112

Florida condominium bylaws under Fla. Stat. 718.112 cover board meetings, owner inquiries, elections, budgets, reserves, and notice rules for unit owners in HOAs and condominiums.

Association Records
Florida Condominium Associations: Fla. Stat. 718.111

Plain-English summary of Fla. Stat. 718.111 for Florida condominium homeowners: association powers, duties, records access, insurance, and unit-entry rules. Governing documents may also apply.

Association Records
Florida Condominium Association Powers (Fla. Stat. 718.111)

This summary outlines the powers, duties, and recordkeeping requirements of a condominium association under Florida Statute 718.111.

Landscaping
Florida Landscaping Rights: Fla. Stat. 373.185 Explained

Fla. Stat. 373.185 defines Florida-friendly landscaping and prohibits deed restrictions, covenants, and local ordinances from banning property owners from using it.

Solar Energy
Florida HOA Solar Rights: Fla. Stat. 163.04 Explained

Florida Statute 163.04 prohibits local ordinances, HOA covenants, and deed restrictions from banning solar collectors, clotheslines, and other renewable energy devices, while allowing limited roof orientation rules.

Flags & Signs
Florida HOA Assembly & Flag Rights: Fla. Stat. 720.304 Explained

Fla. Stat. 720.304 protects Florida homeowners' rights to assemble, display flags, construct disability access ramps, post security signs, and remain free from SLAPP lawsuits.

Dispute Resolution
Florida HOA Dispute Resolution: Fla. Stat. 720.311 Guide

Florida Statute 720.311 outlines required presuit mediation procedures, department arbitration rules, deadlines, and fee rules for HOA disputes.

Association Records
Florida HOA Powers, Records, and Budgets: Fla. Stat. 720.303

Florida Statute 720.303 outlines HOA board powers, official record inspection rights, meeting notice deadlines, annual budgets, reserve accounts, and financial reporting rules.

Fines & Violations
Florida HOA Fines & Suspensions: Fla. Stat. 720.305

Fla. Stat. 720.305 establishes rules for HOA fines, common area suspensions, voting suspensions, hearing procedures, and attorney fee recovery in Florida home communities.

Community questions in Florida

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Frequently Asked Questions About Florida HOA Laws

Where can I read the official HOA laws for Florida?

Each statute listed on this page links to the official government source. Always read the current official text, because statutes are amended over time.

Do my HOA governing documents also matter?

Yes. Your declaration (CC&Rs), bylaws and rules work together with state law. Where they conflict, the statute usually controls, but the details depend on the exact wording of both.

Is this page legal advice?

No. Harrington Community provides legal information based on official statute texts. It is not a law firm and does not review individual cases. For advice on your situation, contact a licensed attorney or your state bar referral service.

This page is general legal information, not legal advice, and Harrington Community is not a law firm. For advice about your situation, contact a licensed attorney or your state bar's lawyer referral service.

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